2020 Loan Limits – Good News Ahead!

Rising home values are good news for many, but when you’re trying to buy a home that is just above a federal loan limit, it can be difficult. This is because most non-conforming interest rates are higher, causing a higher payment. And if you don’t have the extra cash on hand to increase your down payment and bring your loan down to the max limit, you might have to settle for a smaller home or one that’s in a less desirable neighborhood. However, with the new year comes new opportunities. We are pleased to announce Conforming and FHA loan limits are increasing as of January 1, 2020!

The new maximum conforming loan limit for single-family homes will be $510,400, a more than 5 percent increase from 2019’s $484,350, which brings the max FHA loan limit for single-family homes to $331,760. The new limits are effective for Cardinal Financial AZ loans locked on and after Friday, December 6, 2019.

Why the change? Rising home values prompted the Federal Housing Finance Agency (FHFA) to increase conforming loan limits in most of the country, including Arizona. As explained by former FHFA commissioner Ed Golding, “If house prices have gone up by 7 percent, then you need a 7 percent higher mortgage. It’s pretty automatic. Every time prices rise, the FHFA raises mortgage limits”.

So how does this effect you? Conforming loans (backed by Fannie Mae and Freddie Mac) make up the majority of the home loans issued in the U.S. As a buyer, an increase in loan limits allows you to shop within a housing market with rising values and prices. And because conforming loan rates are generally lower, this allows you to purchase that dream home with a more affordable monthly payment. These loan limits are just as important for sellers. Due to all of the above, higher loan limits allow your home to be available to a larger pool of potential buyers.  Another popular loan is FHA because of its low down payment options (as low as 3.5%). FHA loan limits are set at 65% of conforming loan limits, so when conforming increases, so does FHA.

With higher loan limits and still low rates, 2020 is going to be a great year to buy. Give us a call today at 480-759-1500 to discuss your options!

 

 

 

What Young Homebuyers Are Looking For

 

These days, if you want to sell your home, you’re probably going to sell to a Millennial, or even scarier, a Generation Yer. It’s not all bad though. A lot of these younger people have solid financial backing, either from their parents or well-paying jobs, giving them the money to buy your home at a price you’ll like. But in order for them to spend their hard-earned money on your home, you’ve got to pique their interests. If only there were a way to figure out what young home buyers want. What if there was a content writer in that same age group with a lot of insight into what people his age are looking for in homes? Wouldn’t that be something? All right, fine, I’ll tell you. But we young people are pretty simple to figure out.

What young home buyers want is a home that requires little to no additional work. At this point in our lives, we’re young professionals who are more concerned with the financial benefits of homeownership and having space for our dogs to run around than fixing up a home and making it uniquely ours. Now, of course, every now and then you’ll run into that charming young couple that wants to invest their sweat equity and personal touch into a property. But the majority of us just want a nice house that we can move into without worrying about a leaky ceiling or doors that don’t shut all the way.

I don’t love pigeonholing young people like this, but it’s the truth. If I wanted to provide a nuanced account of what every type of Millennial/Gen Yer wants in a home, I’d write a book. But I’m a Millennial so this blog post will do just fine. Here’s what young home buyers want in their homes.

1. UPDATED KITCHEN AND BATHROOMS

If there’s one thing that young people don’t want, it’s a home that looks and feels old. We love a modern, upscale, and classy look, but we’re also more budget-conscious than previous generations. When you walk through a home, there are two places that are dead giveaways as to whether the house feels modern or outdated. The kitchen and the bathroom. Nothing turns off young people like old looking bathrooms and kitchens. Why? Well for one, they don’t look like how we envision our dream home looking. They aren’t sleek and modern—they remind you of your grandmother’s house. And who wants to live in their grandma’s house at age 26?

Secondly, when a bathroom or kitchen looks old and outdated, that just means we’re going to have to pay to get them renovated eventually, which is a big red flag for a group of people who want to do as little work and save as much money as possible while moving into a new home. The best way to make a home more appealing to young home buyers is to have bathrooms and kitchens that give off that modern, upscale vibe—and don’t scare them off with thoughts of pricey remodels.

2. SMART HOMES

This is an era of new and exciting technology, and what young home buyers want is a home that reflects that. We already talked about modern-style homes, but what’s more modern than a home with smart technology? Smart home features have impacted the real estate industry significantly over the past few years, and they’ve become a must-have when targeting young home buyers. Some of the more popular smart home features for young home buyers include automated or voice devices that control lighting, appliances, heating systems, garage doors, etc. For a generation that lives on their phones just as much as we do in our homes, it’s important to us to have the ability to retain control of what’s going on in our homes while we’re away.

3. ENERGY EFFICIENCY

You may not be able to tell from the first two points, but we young people aren’t shallow. We have principles. We care about things other than ourselves. One of the main things we look for when we’re buying a home is energy efficiency because we’re trying our hardest to save money— the environment! Seriously though, for whatever reason, energy-efficient windows and appliances can go a long way in making your home more attractive to young home buyers. Being conscious about saving money and the environment is part of the versatility and efficiency that makes our generation so special.

4. LAUNDRY ROOMS

This may come as a surprise, but one of the biggest features we Millennials can’t do without is a laundry room. It sounds silly, but we truly value having a space to wash, dry, and fold clothes without messing up our living spaces. Not to mention, nobody—and I mean nobody—likes the laundromat. If you don’t have a laundry room and would like to add one, a basement is usually the easiest and cheapest place to put it coming in at about $1,000. If you don’t have a basement, a laundry room or laundry closet (just fits a washer and dryer) can cost from $5,000 to $10,000 to install. Don’t have a basement or a laundry room? Don’t sweat it. There are plenty of other ways for you to tailor your home to what young home buyers want.

5. LOCATION, LOCATION, LOCATION

When a young person buys a home, they’re not just buying the house itself, they’re buying into the community around it as well. This is where we’re going to be doing our living, shopping, running, and potentially raising families. When you think about it like that, a good location goes a long way. That being said, there’s not much you can do if you’re selling your home and your community doesn’t have much going for it. That just means you may have to switch your target. If you’re out in a rural area, you may not want to target younger buyers because we like being closer to cities. If your home is in a good neighborhood with cool bars and nice restaurants within walking distance, be sure to include that in your home listing. Selling your home is about playing to your strengths! Do that and you’ll be golden no matter whom you’re targeting.

6. HARDWOOD FLOORS

Aside from their aesthetic appeal, hardwood floors are just really convenient when it comes to maintenance. Not only is hardwood flooring easy to clean and maintain, but it also lasts longer than carpeting. When you add in the fact that a lot of young homeowners have pets, hardwood floors are the perfect counter to the messes that our furry friends love to make. Installing hardwood floors isn’t the cheapest home improvement project but it may be worth the investment as it can bring in young home buyers in droves.

7. OUTDOOR SPACE

Speaking of pets, we’re dying to have outdoor space for our pets to stretch their legs and run around. After years of apartment living, those guys deserve the chance to have their own domain. Even if we don’t have pets, Millennials are social beings. We want space to barbecue with friends or simply kick back and relax by ourselves. If you’re looking to draw young home buyers to your home, creating an outdoor haven should be near the top of your list. The vast majority of Millennials will pay more for a home with a nice outdoor space than one without.

8. HOME OFFICE

One of the best inventions of my lifetime (up there with legendary technology like the iPhone, the internet, and sliced bread) is working from home. Did you know that more than 8 million Americans work from home? And all signs point to that trend continuing its upward trajectory. That means a home office is high on the list for a lot of young home buyers who have put their days of sitting in rush hour traffic behind them.

9. LOW MAINTENANCE

A majority of what young home buyers want really boils down to making things as simple as possible for them. Convenience is the name of the game for young home buyers. We want homes that look fancy and upscale, but without having to put too much effort into keeping it up. We’d rather spend our weekends relaxing than repairing a roof or replacing old windows. Call it lazy if you want, but I call it smart. We’re willing to pay more for a home that’s ready to move into without having to go through the stress and effort of repairs and replacements. So if you’re looking to sell your home to a young buyer, it’s important that you stress a low cost of maintenance.

10. OPEN FLOOR PLAN

Gone are the days of formal dining rooms and rooms with defined purposes. Open floor plans have been all the rage for a while now, and the Millennial generation has caught on. An open floor plan gives us the versatility to convert different spaces based on our needs. We’re looking for large open spaces in kitchens, living rooms, and family rooms that we can use for multiple purposes. We also love to entertain, so we want a home where guests can flow freely through the house during gatherings rather than being sectioned off in different rooms.

11. STORAGE SPACE

This just in: Millennials have a lot of stuff. Do we need all of it? No, but we’d like to keep all of it anyway. That’s why storage space is so high on so many of our lists. Be it walk-in closets, a spacious garage, or a pantry, we really just need a place to keep all our stuff nice and neat. We’re used to tiny apartments and the backs of chairs doubling as clothes hangers. Give us the space we need!

Original post written by Khari Pressley

 

Tips & Tricks For A More Organized Move

Moving into your new home is an exciting milestone. It’s the start of an all-new chapter in your life, but moving can also be highly stressful. With a little planning, you can take the frustration level down a notch (or five). Here are some clever and efficient ways to organize your move.

  • Make a list. Before starting the packing process, take a moment to imagine how you want your new home to look. Make a list of things you currently own that you don’t want or need, to move into the new place. Donate or sell what’s usable and get rid of the rest.
  • Pack smart. Use press and seal bags or containers. Buy a roll of stretch wrap to protect your valuables from getting scratched or battered during transport. Vacuum seal your out-of-season clothing for easy storage in the new house. Use wheeled suitcases to move heavy items like books.
  • Start with the easiest and most important stuff. Before things get busy, pack and set aside valuable documents, sensitive financial information, jewelry, electronics and computer-related items. All of these objects should be specially packed and cared for, and doing so at the very beginning will prevent any mishaps (and misplacements!) down the road.
  • Create a labeling system. This can sometimes be more helpful than a personal assistant! Employ a hybrid color-coded and numbered list system to keep track of what’s in your boxes. Keep written record of what’s in each colored and numbered label. This way, you won’t need to search forever for that one thing at the new house. Instead, you can dive right in.
  • Always pack a box of essentials. This box should get you through the first day and night in your new home. Use a clear, plastic bin to easily differentiate between the rest of your stuff. A few things that you may want to include in this “essentials” box are: A minimal set of dishes, towels, sheets, tea kettle or coffee maker, phone charger, hair dryer, toilet paper, light bulbs, one or two rolls of trash bags, paper towels and much-needed tools like box cutters.

I hope you guys found this article and some of these tips helpful. If you have any other tips for an organized move, I’d love to hear about them.  Feel free to let me know in the comments below!

Matt Askland

 

Real Estate Video Marketing: You Need It and Here’s Why

Video Marketing is more important than ever for Real Estate Professionals in 2019 and there are several reasons why.  We will start with a few stats and move to the heart and soul of why video is taking over the industry.

-Instagram recently reported 500 million people watch Stories every day.

-YouTube has 2 billion monthly active users.

– LinkedIn is rolling out live video.

-Video marketers get 66% more qualified leads per year.

-Video marketers achieve a 54% increase in brand awareness.

What’s the key take away? Around two-thirds of marketers are using videos for marketing; you can’t afford to be left out. Also, humans retain 58% more information when we are shown HOW to do something.

I would like to share some valuable info from our friends over at Hub Media. They are leaders in the real estate video world and I have seen their success stories first hand.

Most real estate agents are using some variety of video in their business whether that be Facebook live or professional cinematic home tours, but using video is something still relatively new to many agents. Facebook Is the logical place to put your videos when marketing properties for sale but there is a problem: FB is a horrible search engine, it’s hard enough for you to find a post you did on your own page a few weeks ago so imagine how challenging it can be for others to find your best content. Facebook is a place where consumers discover content by accident where as other platforms like Google and YouTube are on purpose.  Real estate agents need to clearly establish their value in the eyes of the consumer by creating high quality, unique and valuable content consumers are searching for online.

 Video is very effective when used properly to educate and inform consumers, market properties for sale, build brands and much more. Whether you are a savvy video pro or just getting your toes wet, there are some videos that are essential for every real estate professional.

 1.The Home Page/About Us Video – Personally connect with potential prospects and customers

2.Tips and How To Videos – Show your expertise and experience without bragging.

3.The Community Video – Most know which community they want to live in. These not only show your expertise on a community but also to help you get found online.

4.Testimonial Videos – These are the 21st century version of the written testimonial and are the ultimate form of social proof which humans are easily influenced by.

5.Cinematic Property Tour Video – This video will help the consumer mentally move in to the property, and because the real estate agent is in the video introducing the property it is priceless face time at the exact moment the consumer cares most about what you have to say!

6.Facebook Live Videos – When it comes to marketing, your product (YOU) needs to be at a place everyone visits frequently. Facebook is where we accidentally discover content. Facebook live videos, when done effectively, can create valuable engagement.

7.Video Email – This shows the personal side of you, bringing consumers closer. Did you know people are 80% more likely to do business with people they can see compared to only speaking on the phone or through email?

Real estate agents are busy and this may seem like a lot to take on, but believe me, it is worth it. Video marketing can change your business, which will change your life. Vacations, retirement? Video will help get you there.  For more information on video marketing, please visit Hub Media’s blog https://hubmediacompany.com/blog/ or reach out to them at 480.223.8113. They would love to help.

3 Housing Options To Consider For Continued Independence As You Age

Independent living is often cited as being good for one’s well-being, so it’s no surprise that aging in place has become so popular. Aging in place is a term used to describe a person living in the residence of their choice, for as long as they are able, as they age. This includes being able to have any services (or other support) they might need over time as their needs change.

Thankfully, many options in today’s housing market make aging in place possible.

Preparing for physical safety and financial security are the most immediate concerns that come to mind as we plan for aging in place. However, convenience and overall well-being should also be considered before deciding where to settle in.

Here are three housing options to weigh as you or your loved ones plan for continued independence.

1. Renovate Your Current Home
Adding front entry ramps, bath bars, sit-in tubs and other safety features may make it physically possible to stay where you are. However, renovation costs can add up quickly, especially if they’re needed all at once.

Home maintenance should also be factored in. Who will manage the upkeep if the property has multiple floors or a large yard?

2. Right-Size to a Manageable Floor Plan
Some may find it easier to purchase a home with barrier-free, universal design rather than deal with the stress of home renovations. Moving closer to family and friends can also help to prevent social isolation or depression.

3. Buy a New Home With Family Members
Floor plans for multigenerational homes are often designed with individual privacy in mind while allowing family to be nearby. Sharing home maintenance costs also minimizes living expenses. And this is an excellent way to help family members enter into homeownership.

Aging in place requires thoughtful preparation. Get in touch with one of our trusted loan advisers today to discuss the option that best fits your long term housing needs.

5 Things To Know About The Phoenix Real Estate Market

5 Things To Know About The Phoenix Real Estate Market - myarizonaloan.com

If you’re keeping even somewhat of an eye on Phoenix real estate, you may have noticed some pretty significant changes in recent months – including an increase in listings and sale prices. What else do you need to know about the current state of affairs? We’re breaking it all down for you right here.

#1: Prices Are More Than Rebounding

Home prices in the Greater Phoenix area are reaching 2006 levels and, in some cases, even exceeding them. Even still, the median price in many popular neighborhoods around the Valley comes in under $300,000 – with many of them doubling in value since the market hit rock-bottom at the height of the recession. (Source: AZCentral.com)

#2: First-Time Homebuyers Are Driving Up Demand

The past 5 years in Arizona have seen an increase in property value of 39 percent on average and homes under the $300,000 range are moving ultra fast. As millennials are just now beginning to purchase their first homes, demand is going up faster than supply. Nearly half of homes for sale stay on the market for less than 30 days, which means it’s a seller’s market. (Source: AZFamily.com)

#3: The Priciest Neighborhoods Are Exactly Where You’d Expect

Paradise Valley, Carefree, Scottsdale and North Scottsdale continue to have the most expensive real estate. In Paradise Valley’s 85253 zip code, the median price reached $1.4 million in 2017, up approximately 17 percent from the previous year. In Scottsdale, DC Ranch’s exclusive Silver Leaf neighborhood houses a mansion recently sold for a record $18.5 million. (Source: AZCentral.com)

#4: Flips Are Hot (Again)

Ten years since the United States’ housing market collapsed, real estate flips are again on the rise. In the Phoenix area, more than 8,500 homes sold last year were flips – that’s more than anywhere else in the country. Just how hot is the local flip market? Hot enough to attract Zillow’s “Instant Offer” pilot program, an initiative that allows investors the opportunity to skip the bidding process and purchase a home online, which Zillow will then “flip” with slight renovations and the investor can turn around and sell for profit. (Sources: NPR.org and DigitalTrends.com)

#5: People Are Migrating To Arizona

Phoenix is one of the top markets for homeowners who are being priced out of more expensive markets like California, New York and Chicago. Between 2016 and 2017, Arizona’s capital gained approximately 80,000 new residents looking for more affordable real estate. Other U.S. cities to make the list include Dallas, Houston and Charlotte. (Source: BizJournals.com)

What kind of questions do you have about buying a home? Ask them in the comments below and we may just turn your questions into a future blog post!

3 Ways For Homebuyers to Qualify a Realtor Online

If you’re looking to buy or sell a home, you’re likely researching potential real estate agents online. With all of the different review sites out there, the hunt can be an overwhelming one. Do you know what to look for? Here are just a few of our expert tips.

Google Reviews

We should start this section off by saying – take all online reviews with a grain of salt. Don’t toss a possible Realtor to the side just because they have a couple of negative reviews or if they don’t have any online reviews at all. Not all stellar real estate agents will have a slew of online referrals. Likewise, don’t base your choice 100 percent off of these online reviews.

Instead, use Google Reviews as a starting point in your research and then follow-up with over-the-phone or in-person questions. You should also learn how to spot fake online reviews. In Google Reviews, check the profile of the reviewer to confirm that they’re active on the platform. Read through some of the other reviews that they’ve left to ensure that they’re not just using templated cut-and-paste feedback.

Zillow

The first thing you’ll see when you land on a Realtor’s Zillow page is their star-rating and the number of sales they’ve finalized in the last 12 months. While these metrics are important in qualifying a Realtor online, they only scratch the surface. Dive a little deeper and read their professional bio.

Take a look at their Listing & Sales map. Where are the majority of their “sold” dots located? Do they cover the area you’re considering? Moving down to the “Recent Reviews” section, note just how “recent” the latest entry is. If there is a good mix of dates in those client reviews, then it’s likely the agent is active and fast-moving.

The Realtor’s Website & Social Media Channels

This may seem like an obvious way to qualify realtors online, but there are a few things you should look for that you may not have considered yet. Number one, is it obvious that the real estate agent is an expert in your desired neighborhood or the neighborhood in which you’re selling?

Do they have a track record of selling the style of home that matches yours? And, do they have an active community on social media that is engaging with their content or asking questions about the homes that they’re listing? You can also learn a lot about a potential Realtor by reading any industry-related articles they’re featured in or blog posts that they’ve published.

Before we wrap up this blog post, we just want to reiterate one more time: Just because a Realtor has stellar online reviews, doesn’t mean they’re the best match for you. We recommend using your online search to narrow down a list of 3 to 5 real estate agents and then scheduling a call to see if one is a match. And, of course, your loan advisor is always a great resource for referring top Realtors in your area!

What kind of questions do you have about finding and working with a real estate agent? Ask them in the comments below and we may just turn your questions into a future Realtor Q&A!

How To Stage Your Master Bedroom For A Faster Sell

Having a properly staged master bedroom can make your house extra attractive to potential buyers. It should feel like a sanctuary – a relaxing refuge from the workday. Let’s quickly cover the basic steps to a well-staged master bedroom.

Cleanup & Streamline: It should go without saying, but here’s a friendly reminder to cleanup all messes before any homebuyers stop by for a viewing. Get rid of scattered items like purses or laundry and make sure the space smells fresh. Declutter surfaces like nightstands, organize random electronic devices and consider storing your large exercise equipment. You want potential buyers to be able to picture their life in the space, not be overwhelmed by yours.

Give It A Cosmetic Refresh: Go over the walls with a fresh coat of paint (stick to neutrals or earthy tones). Because the bed is typically a focal point, approach the styling of it like a work of art. Make sure all coverings are coordinated or matching. Choose pillows and throw blankets wisely. They should add an eye-catching design element to the bed’s overall look, but not completely takeover the space. Also, hanging a large mirror in your room will create the illusion of a larger space. Keep all design gender neutral.

Aim For Upscale: When staging a master bedroom to sell your home, go for the gold. Meaning, make the space look plush and luxurious. Add a few pieces of tasteful art on the wall – even if they’re rented or borrowed. It’ll project an air of refinement. Avoid kitsch or eccentric art. Your goal is to make it look upscale but not over-the-top.

Check The Ambiance: Pay particular attention to how windows and lighting affect the vibe of your master bedroom. Natural light is very appealing, so definitely show off any related features (like a skylight!) to emphasize the element. Hang simple drapes that match carpeting and bedding. Keep them open when potential buyers come for a walk-through. Overly bright or too-dark master bedrooms are off-putting. If your master bedroom looks out onto a nice view, you’ll want to show that off, too.

Add Some Greenery: Place a live, potted plant somewhere in the master bedroom – like a flower on the dresser or a small tree in a corner. Fresh floral arrangements add a nice touch, especially if colors are coordinated to the rest of the room. Popular plants like mother-in-law’s tongue or bamboo palm can add a soothing, spa-like quality that emphasizes the room’s true purpose, which is to act as a retreat from everyday life.

Are you you in the process of selling your house and looking for a new home? Let RedStone Mortgage assist you in finding loan options that meet your individual needs. Call us at 480-759-1500.

Selling Your Home? Here Are 4 Secrets To Total Curb Appeal

When it comes to selling a home, curb appeal can make or break your prospects. Having a beautiful home inside and out sets you up for a more successful sale – it can do wonders for your list price and decrease the amount of time your home sits on the market. Before listing your home, make sure it features the following:

A Welcoming Walkway

Think of it as the ambassador to your home. The pathway, landing and front door of your walkway should all blend together in a single, cohesive aesthetic. Have a straight path for your walkway? Jazz it up with flower pots.

If it’s winding, draw people in with curious boulders and interesting trees or plants in bright colors. Wooden walkways offer a unique touch – cedar, redwood, cypress and teak are particularly durable and weather-resistant. Word to the wise: Whatever you do, keep the overall design simple and organized.

A Front Door That Stands Out

For a major dose of curb appeal, consider painting your front door in a vibrant hue. A bit of contrast goes a long way. For example, homes that are white or gray pop with red doors because the tone adds a bit of mystery to its overall look.

Besides donning a fresh coat of paint, you’ll want to make sure the door is spruced up with polished knobs and fixtures, and that any parts that need replacing are swapped out before you begin showing the home. Small touches like this can go a long way when it comes to curb appeal.

A Manicured Lawn

Trust us when we say, a home’s landscaping makes all the difference! If your lawn is withering with dead grass or overgrown shrubs, it’s likely buyers will skip your listing altogether in their initial search. Make sure your lawn is a beautiful complement to the rest of your home. On a related note, you don’t want the lawn to seem too high-maintenance. Go for something that is appealing, but efficient and easy to maintain.

We also recommend adding a simple garden around the perimeter of your home or somewhere in the backyard. Flowers really brighten up a space and make people feel happy when touring your home – and an emotional connection to the property is huge with buyers. Finally, stay away from lawn ornaments. It’s a very subjective, personal-style thing and when showing your home, it’s best to have it look like a clean slate.

A Well-Maintained Roof

Before listing your home, it’s a good idea to hire a professional who can inspect your roof and recommend any needed cosmetic or structural repairs. Check for holes, leaks, damages or any shingles or tiles that need to be replaced. Savvy buyers know to have a home inspected before closing, so it’s best you get this step out of the way at the beginning. It will save you a headache in the long run.

Are you you in the process of selling your house and looking for a new home? Let RedStone Mortgage assist you in finding loan options that meet your individual needs. Call us at 480-759-1500.

How to Find the Best Real Estate Agent for Your Needs

How to Find the Right Real Estate Agent - myarizonaloan.com

When it comes to hiring the right real estate agent, the “wow” factor is only one piece of the important puzzle. What you want to do is hire a real estate agent that fits your individual needs.

Check Their Credentials

Here are just a few real estate-related credentials to be on the lookout for:

  • Accredited Buyer’s Representative (ABR): A real estate agent who has completed additional education for representation of a buyer in his/her transactions.
  • Certified Residential Specialist (CRS): Completed additional training during the handling of residential real estate, such as houses and apartments.
  • Seniors Real Estate Specialist (SRES): Completed training for the purpose of helping sellers and buyers who are age 50+.

Research Their Licensing

Would you go to a doctor who doesn’t have proper medical training? Of course not. So, why work with a real estate agent who doesn’t have proper licensing? Your state should have a license board with a database of all active real estate agents and realtors, which should be easily accessible to the public. You’ll be able to review their relevant information, including any prior disciplinary actions or vital complaints.

Ask For Referrals From Recent Clients

Ask the agent to give you a list of all the sales they’ve made in the past year, as well as a list of names and phone numbers you can call for references. A good agent will be happy to do this. When speaking with the real estate agent’s references, inquire about the asking price for their home as well as the final sale price. You may also want to know where the reference worked with the potential real estate agent, because it’s always a good idea to hire an agent who specializes in your area of town.

Browse Their Current Listings

Once you know their area of specialization, check out the real estate agent’s current available listings. Review their website, plus anything that’s listed under their name on Realtor.com and other relevant pages. The majority of buyers begin their home search on the internet. So, if you’re selling a home, you’ll want to make sure that real estate agent has a decent online presence. Top agents also know to advertise themselves on multiple platforms…and you definitely want to work with someone who is using every tool in their belt.

Are you you in the process of selling your house and looking for a new home? Let RedStone Mortgage assist you in finding loan options that meet your individual needs. Call us at 480-759-1500.